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josh jampedro is smiling in front of a group of people sitting around a table.

Mutual Respect Between Mortgage Pros: It’s Not a Tit for Tat

By Josh Jampedro • December 18, 2024
In the mortgage and real estate business, relationships are everything. Whether working with real estate agents, title companies or other mortgage pros, the foundation of a successful partnership is mutual respect—not a tit for tat. Here’s why genuine collaboration and respect between pros benefits everyone, especially the clients we serve.
josh jampedro with a sign Real estate agents should not replace relationships with their clients

Real Estate Agents Should or Shouldn't Replace Relationships

By Josh Jampedro • December 18, 2024
When buying or selling a home, your real estate agent is key. You want to work with someone you trust, like a family member or friend, but sometimes this can unintentionally complicate things. Let’s explore why real estate agents shouldn’t replace established, professional relationships—especially when it comes to your mortgage.
A man is smiling next to a calculator and a model house

Mortgage Loan Estimates: What You Need to Know

By Josh Jampedro • December 12, 2024
When shopping for a mortgage, you need to compare loan estimates from different lenders. But it’s easy to get confused by the breakdown of costs and who’s paying for them. This is a common scenario I see, especially when clients bring me estimates from other lenders that look cheaper—on the surface.
josh jampedro shaking hands next to a picture of a house

Here's the Key to Client Referrals and Repeat Mortgage Business!

By Josh Jampedro • December 4, 2024
In the mortgage game, a loan officer’s success is all about service. At the core of that is clear communication and teamwork. These two things not only make transactions smooth but also build relationships that lead to quality referrals and repeat business.
A person is signing a piece of paper with a pen

Why Being Detail-Oriented is Key as a Loan Officer

By Josh Jampedro • November 26, 2024
In the world of mortgage lending, being detail oriented isn’t a skill, it’s a requirement. As a loan officer, your attention to detail can be the difference between a smooth close and a deal that blows up. Let’s dive in and see why.
josh jampedro in a suit and white shirt is reaching out to shake someone 's hand.

Why Real Estate Agents and Loan Officers Must Work Together!

By Josh Jampedro • November 20, 2024
A smooth transaction depends on agents and loan officers working together. Both have big roles—agents guide clients through the process, loan officers get the financing to close. Here’s why communication is key:
A family is sitting on a couch taking a selfie with a cell phone.

Letting Go of Sentiment: Your Memories Don’t Sell Your Home

By Josh Jampedro • November 14, 2024
Selling a home can be an emotional experience, especially if you’ve lived in the home and created memories within its walls. While sentiment can add to your personal experience it doesn’t resonate with buyers. And in fact, can get in the way of a sale. Here’s why your memories are better left in a scrapbook not part of your sales pitch.
A person is handing a key to another person in front of a sold sign.

Home Prices Aren’t Coming Down Anytime Soon

By Josh Jampedro • November 6, 2024
If you’re waiting for home prices to drop, you might be waiting a long time. Despite higher mortgage rates, home prices are steady and even rising in many areas and buyers are wondering when they’ll get some relief. But here’s the truth: a big drop isn’t happening anytime soon.
The difference between 2 or 20 offers using a real estate agent

2 or 20 Offers: Why you should use a real estate agent!

By Josh Jampedro • October 30, 2024
Selling a home is a big deal and many homeowners consider selling themselves to save on commission. But working with an agent has its benefits. Here’s why partnering with an experienced agent is the way to go:
josh jampedro is holding a key next to a model house.

What makes Josh Jampedro different from other loan officers?

By Josh Jampedro • October 23, 2024
Creating a personal connection with clients is key to distinguishing myself from most loan officers in the business. I believe the biggest difference is building relationships rather than focusing solely on sales. One way I do this is by sending a physical card to potential clients as soon as they fill out an application and provide their address. The card is a simple gesture, with no sales push—just a message saying, "I look forward to working with you. If you have any questions, let me know." In today's digital world, a physical touchpoint like this stands out, creating a unique and memorable connection. It's like a virtual handshake in an increasingly impersonal business environment.
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