Education

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Appraisal vs. Inspection: Understanding the Key Differences for Home Buyers

By Josh Jampedro • 01 Apr, 2024
Unravel the differences between home appraisals and inspections with our detailed guide. Discover how each is pivotal in your journey towards making a smart home investment.
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Understanding LTV (Loan to Value) Ratio: A Guide for Home Buyers and Homeowners

By Josh Jampedro • 25 Mar, 2024
Unravel the mysteries of LTV (Loan to Value) Ratio. Learn what it means, why it matters for your mortgage, and how it influences your home buying and financing decisions.
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Understanding Down Payments for Your Dream Home: A Comprehensive Guide | Josh Jampedro

By Josh Jampedro • 18 Mar, 2024
Discover how much you need to save for down payments when buying a house. Whether it's 3%, 5%, 10%, or more, get expert insights from Josh Jampedro, your go-to Home Loan Advisor in Florida.
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Can You Avoid Escrow?

By Josh Jampedro • 15 Mar, 2024
Unlock the secrets of avoiding escrow in 2024. Learn when and how you can skip escrow by meeting specific lender requirements, including a 20% down payment, and manage your property taxes and insurance independently.
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APR Explained!

By Josh Jampedro • 04 Mar, 2024
Dive deep into what APR means in the mortgage world, how it affects your loan costs, and why it's crucial for making informed decisions about your home loan.
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Should You Buy Points on Your Mortgage?

By Josh Jampedro • 26 Feb, 2024
Understanding Mortgage Points: A Guide by Josh Jampedro
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Family Opportunity Mortgage Explained

By Josh Jampedro • 22 Feb, 2024
Discover the Family Opportunity Mortgage with JoshJampedro.com
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How to find the best interest rates

By Josh Jampedro • 22 Feb, 2024
Smart Strategies for Shopping Mortgage Interest Rates
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Housing Market Crash in 2024: When should you buy a house?

By Josh Jampedro • 22 Feb, 2024
Should You Wait to Buy a House? Understanding Market Dynamics
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Mortgage Question Monday #1: Explaining Down Payment Assistance

By Josh Jampedro • 22 Feb, 2024
Down Payment Assistance Programs Explained:  A Guide for First-Time Home Buyers
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