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Your Trusted Partner for Home Financing
The Educated Approach To Modern Mortgage Lending.
Welcome to HomeLoanAdvisors.com with Josh Jampedro. Your reliable source for all your mortgage needs. We specialize in helping our clients achieve their homeownership dreams by offering customized financing solutions.
OUR LONG TERM ONLINE REPUTATION
Why Choose Home Loan Advisors?
Experience and Expertise
With over 1000 transactions behind us, we are the industry leaders in real estate financing.
Personalized Service
We value each client and provide personalized service, tailoring our solutions to your unique needs.
Competitive Rates
We offer highly competitive interest rates to ensure you get the best available deal.
ATTENTION REAL ESTATE AGENTS: Do you have a questionable qualifying client?
Feel free to click the button below to promptly run any client scenario past Josh. Whether you need assistance with a challenging client situation or seek valuable insight, Josh is readily available to help and provide the support you need. Don't hesitate to reach out and leverage his expertise to ensure your clients receive the best possible service.
Over 1,000 Mortgage Transactions
Josh Jampedro was born and raised in Pittsburgh PA. During college in 2012 Josh started working as an intern for GO Mortgage in Brookfield WI and upon graduating college in 2015 he moved to Milwaukee and started his career in the mortgage industry.
Josh spent the first 2 years of his career working in the Capital Markets division for GO Mortgage and spent a year as an accountant managing loan findings for GO Mortgage. In 2017 Josh obtained his mortgage originators license and transferred into sales. Josh is a certified mortgage planner and holds an Accredited Mortgage professional Certificate from the MBA.
Josh has a passion for helping to educate homeowners understand the purchase process and navigate different mortgage lending options to help fit their needs. He recently closed his 1,000th career transaction as an originator and finds joy in helping prospective homeowners make their dreams of homeownership come true.
Josh believes in consistent communication and takes a financial advisory approach to analyzing each transaction to find the best lending solution for all home buyers. Understanding the mortgage process and clear communication are the keys to having a successful experience!
Josh Jampedro
Branch Manger | NMLS #1946237
Here are a few of the mortgage options we offer
Diverse Mortgage Solutions Tailored to Your Needs
Renovation Home Loan Options
Explore our diverse range of renovation financing options, which can encompass everything from kitchen and bathroom upgrades to structural repairs and energy-efficient enhancements.
Conventional Home Purchase
The favored choice among prospective homebuyers, conventional loans offer flexible home financing to qualified individuals, ensuring affordability in homeownership.
Conventional Refinance Loan
As a homeowner, you understand the importance of maximizing affordability. By opting for a conventional loan refinance, you can achieve various financial goals, such as reducing your monthly mortgage payments, accelerating mortgage payoff, managing high-interest debt, or accessing additional funds.
Cash-Out Refinance Loan
A cash-out refinance loan is a new mortgage that replaces your current mortgage and gives you cash at closing. This cash can be used for any purpose you choose, such as home repairs, paying off high-interest debt, or investing in other property.
First-Time Homebuyer Mortgage
Embarking on your inaugural home purchase is a blend of enthusiasm and complexity. A multitude of factors demands your attention: selecting the right loan, determining the ideal down payment, and accounting for closing expenses. Therefore, partnering with a seasoned mortgage team is a crucial step in this journey.
WHEDA Home Loan Mortgages
Unlock the door to your dream home with WHEDA Home Loans. Our mortgages are tailored to fit your unique needs, offering competitive rates and flexible terms. Experience hassle-free financing backed by a trusted partner committed to making homeownership a reality. Trust WHEDA for a smooth journey to your new home – where your story begins.
VA Home Loan Mortgages
The VA Single Close Construction Loan empowers veterans to construct their homes utilizing their hard-earned benefits. This streamlined financing option not only saves you time and money but also eliminates the need for a down payment, combining both construction and long-term home mortgage into a single, hassle-free loan.
USDA Home Loan Programs
The USDA loan, officially known as the Rural Development Guaranteed Housing Loan, is a mortgage initiative aimed at promoting homeownership within rural and suburban communities. Its primary objective is to support individuals and families with modest to moderate incomes by providing accessible financing options for purchasing homes in qualifying rural regions.
FHA Mortgage Programs
Whether you're a first-time homebuyer or simply concerned about meeting financing criteria, an FHA loan offers straightforward and adaptable solutions. Streamlined approvals come with reduced credit score prerequisites and smaller down payment obligations, all while maintaining competitive interest rates.
What Our Customers Are Saying
Josh was available, knowledgeable and helpful through our home buying experience.
Spacebunz
Josh was thorough, proactive and provided excellent service!
Julie
Josh makes the entire loan process more straight forward and smooth. It was a great pleasure to work with him.
Ramesh B.
Thank you for your great service ππ½
Cristal Garcia
I CANNOT say enough good things about Josh and his team! He has helped my husband and I with two mortgages and they both were seamless! Josh is so easy to communicate with, to the point, keeps it honest and always has an informed answer. I would recommend him 110% and will definitely be calling him for our next home loan! Thank you Josh, for helping us with the purchase of our new home :)
Shannon N.
We have used numerous lenders across several homes and refinances, and Josh was by far the most knowledgeable and helpful. We highly recommend him, and will absolutely use him again should we need a mortgage lender in the future.
John
Buying a house is a stressful experience, especially in crazy market I was looking in. Josh was amazing, and so super helpful along the way. He was responsive and always willing to jump on a call or answer a crazy email. There isn't another person I would trust my family and friends with. Go Mortgage and Josh Jampedro were a 10 out of 10!
Kate
Josh was great got my refi done in a very short tine. Hassle free. Did not wreck my credit score. Jos is prompt and thorough, no surprises. Great experience.
Christine
Some of my clients, our greatest advocates, and their feedback speaks volumes about my commitment to excellence. Your results will vary and may not be typical. As a result of refinancing, your total finance charges may be higher over the life of the loan. Including closing costs or financing loan fees your total finance charges may be higher over the life of the loan. Reduction in payments may reflect longer loan terms and higher interest charges over the life of the loan. Applicant should not assume that any debt will be eliminated by refinancing since the debts are consolidated into a new loan.
Unravel the differences between home appraisals and inspections with our detailed guide. Discover how each is pivotal in your journey towards making a smart home investment.
Unravel the mysteries of LTV (Loan to Value) Ratio. Learn what it means, why it matters for your mortgage, and how it influences your home buying and financing decisions.
Discover how much you need to save for down payments when buying a house. Whether it's 3%, 5%, 10%, or more, get expert insights from Josh Jampedro, your go-to Home Loan Advisor in Florida.
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Copyright © 2023 | Mortgage Nerds, LLC DBA Home Loan Advisors -
Licensed to Do Business in the State of CO, FL, IA, MN, NC, OH, TX & WI | NMLS #1946237 North Carolina – B218254 | Ohio – RM.805090.000
For informational purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans subject to credit approval. While we strive to provide accurate figures, occasional errors may arise. Please note that rates and terms may be subject to change without prior notice. This information is not intended as a loan offer, nor does it specify terms for any particular loan. Approval is contingent upon meeting our underwriting criteria and fulfilling all required conditions.
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