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Have you ever found yourself puzzled by complex mortgage scenarios or in need of quick, reliable answers? JoshJampedro.com is your go-to destination, where you can directly ask Josh Jampedro, a seasoned mortgage professional, any question that's on your mind. Whether it's navigating the intricacies of loan options, understanding lending regulations, or mastering the art of client advisement, Josh's insights are just a click away.


With his extensive knowledge and experience, Josh Jampedro is committed to providing personalized, actionable advice to help you close deals faster and with confidence. Join the community of empowered real estate professionals at JoshExplains.com and start transforming the way you approach mortgages today!

Ask Josh About A Client

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Why Real Estate Agents and Loan Officers Must Work Together!

By Josh Jampedro • November 20, 2024
A smooth transaction depends on agents and loan officers working together. Both have big roles—agents guide clients through the process, loan officers get the financing to close. Here’s why communication is key:
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Letting Go of Sentiment: Your Memories Don’t Sell Your Home

By Josh Jampedro • November 14, 2024
Selling a home can be an emotional experience, especially if you’ve lived in the home and created memories within its walls. While sentiment can add to your personal experience it doesn’t resonate with buyers. And in fact, can get in the way of a sale. Here’s why your memories are better left in a scrapbook not part of your sales pitch.
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Home Prices Aren’t Coming Down Anytime Soon

By Josh Jampedro • November 6, 2024
If you’re waiting for home prices to drop, you might be waiting a long time. Despite higher mortgage rates, home prices are steady and even rising in many areas and buyers are wondering when they’ll get some relief. But here’s the truth: a big drop isn’t happening anytime soon.
The difference between 2 or 20 offers using a real estate agent

2 or 20 Offers: Why you should use a real estate agent!

By Josh Jampedro • October 30, 2024
Selling a home is a big deal and many homeowners consider selling themselves to save on commission. But working with an agent has its benefits. Here’s why partnering with an experienced agent is the way to go:
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What makes Josh Jampedro different from other loan officers?

By Josh Jampedro • October 23, 2024
Creating a personal connection with clients is key to distinguishing myself from most loan officers in the business. I believe the biggest difference is building relationships rather than focusing solely on sales. One way I do this is by sending a physical card to potential clients as soon as they fill out an application and provide their address. The card is a simple gesture, with no sales push—just a message saying, "I look forward to working with you. If you have any questions, let me know." In today's digital world, a physical touchpoint like this stands out, creating a unique and memorable connection. It's like a virtual handshake in an increasingly impersonal business environment.
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Down Payment Assistance for First-Time Homebuyers in Florida: Solutions for Closing Cost Challenges

By Josh Jampedro • October 15, 2024
Buying a home is a big goal for first time buyers but saving for a down payment and closing costs can feel out of reach. While programs like USDA and VA loans offer no down payment options, many buyers still struggle with closing costs which can be 2-5% of the loan amount.
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One of the biggest challenges a loan officer will face.

By Josh Jampedro • September 25, 2024
As a loan officer one of the biggest challenges you will face in your career is switching companies. While switching to a new company can bring new opportunities and growth it also comes with a learning curve that can be overwhelming. From relearning the CRM (Customer Relationship Management) software to learning a new LOS (Loan Origination System) you will have to get out of your comfort zone.
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What Drives Me as a Loan Officer in a Changing World

By Josh Jampedro • September 19, 2024
In 2021 there were over 185,000 loan officers licensed to serve clients across the country. Fast forward to today and that number is down to around 70,000. Many have left the industry whether due to market changes, rising rates or the uncertainty of the housing market.
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Here's why loan officer's need to streamline like an assembly line!

By Josh Jampedro • September 12, 2024
As mortgage loan officers we know efficiency and accuracy are key in a competitive and fast paced industry. One of the best ways to achieve both is to streamline your process & think like an assembly line. Handling mortgage apps like an assembly line may seem impersonal but in reality, it means higher client satisfaction, more productivity and less errors. Here’s why you should think like this.
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Amazing client success story from Josh Jampedro!

By Josh Jampedro • September 5, 2024
This story remains one of the most memorable examples I've encountered in my career. But probably one of the biggest examples that I think I've ever had, and I sort of think about it all the time, still, was this lady who came in. She lived in the house that her dad had owned. They were going to foreclose on the house. The parents had gotten divorced, so they were paying the dad. The dad was supposed to be paying the mortgage payment. He lived somewhere else. He wasn't. He was just taking the money. So, they were going to foreclose on the house and take it from her. It's a situation I’ll never forget.
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