When buying or selling a home, your real estate agent is key. You want to work with someone you trust, like a family member or friend, but sometimes this can unintentionally complicate things. Let’s explore why real estate agents shouldn’t replace established, professional relationships—especially when it comes to your mortgage.
Buying a home isn’t just a transaction, it’s a big life event. The people you work with should make the experience better not messier. A family member or friend might seem like a convenient choice as a real estate agent, but mixing personal relationships with business decisions can be stressful. Prioritize expertise, experience and clear communication over familiarity.
If your family member or friend is a real estate agent, they may pressure you into using their preferred lenders or services without you even realizing it. This can disrupt relationships you’ve built with your mortgage team. Working with a mortgage professional you’ve already chosen means continuity, consistency and trust throughout the process. Replacing your mortgage relationship to please a real estate agent—no matter how close—can mean missed opportunities or less than ideal outcomes.
The ideal real estate agent and mortgage professional work together in harmony, respecting your decisions and your best interests. If your chosen mortgage professional has already invested time in getting to know you and your financial situation and goals, that’s value you can’t ignore. A good real estate agent will respect that relationship and work with your existing team to get you the best results.
At the end of the day, it’s about getting the best outcome for your home buying journey. Choosing professionals based on their ability to meet your needs not personal obligations will set you up for success. Keep relationships with family and friends intact by having them support you emotionally, while leaving the financial and real estate logistics to the pros who put your goals first.
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For informational purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans subject to credit approval. While we strive to provide accurate figures, occasional errors may arise. Please note that rates and terms may be subject to change without prior notice. This information is not intended as a loan offer, nor does it specify terms for any particular loan. Approval is contingent upon meeting our underwriting criteria and fulfilling all required conditions.
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