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WHY CHOOSE HOME LOAN ADVISORS?
Experience and Expertise
With over 1000 transactions behind us, we are the industry leaders in real estate financing.
Personalized Service
We value each client and provide personalized service, tailoring our solutions to your unique needs.
Competitive Rates
We offer highly competitive interest rates to ensure you get the best available deal.
ATTENTION REAL ESTATE AGENTS:
DO YOU HAVE A QUESTIONABLE QUALIFYING CLIENT?
Feel free to click the button below to promptly run any client scenario past Josh. Whether you need assistance with a challenging client situation or seek valuable insight, Josh is readily available to help and provide the support you need. Don't hesitate to reach out and leverage his expertise to ensure your clients receive the best possible service.
OUR LONG TERM ONLINE REPUTATION
HERE ARE A FEW MORTGAGE OPTIONS WE OFFER
Diverse Mortgage Solutions Tailored to Your Needs
Renovation Home Loan Options
Explore our diverse range of renovation financing options, which can encompass everything from kitchen and bathroom upgrades to structural repairs and energy-efficient enhancements.
Conventional Home Purchase
The favored choice among prospective homebuyers, conventional loans offer flexible home financing to qualified individuals, ensuring affordability in homeownership.
Conventional Refinance Loan
As a homeowner, you understand the importance of maximizing affordability. By opting for a conventional loan refinance, you can achieve various financial goals, such as reducing your monthly mortgage payments, accelerating mortgage payoff, managing high-interest debt, or accessing additional funds.
Cash-Out Refinance Loan
A cash-out refinance loan is a new mortgage that replaces your current mortgage and gives you cash at closing. This cash can be used for any purpose you choose, such as home repairs, paying off high-interest debt, or investing in other property.
First-Time Homebuyer Mortgage
Embarking on your inaugural home purchase is a blend of enthusiasm and complexity. A multitude of factors demands your attention: selecting the right loan, determining the ideal down payment, and accounting for closing expenses. Therefore, partnering with a seasoned mortgage team is a crucial step in this journey.
WHEDA Home Loan Mortgages
Unlock the door to your dream home with WHEDA Home Loans. Our mortgages are tailored to fit your unique needs, offering competitive rates and flexible terms. Experience hassle-free financing backed by a trusted partner committed to making homeownership a reality. Trust WHEDA for a smooth journey to your new home – where your story begins.
VA Home Loan Mortgages
The VA Single Close Construction Loan empowers veterans to construct their homes utilizing their hard-earned benefits. This streamlined financing option not only saves you time and money but also eliminates the need for a down payment, combining both construction and long-term home mortgage into a single, hassle-free loan.
USDA Home Loan Programs
The USDA loan, officially known as the Rural Development Guaranteed Housing Loan, is a mortgage initiative aimed at promoting homeownership within rural and suburban communities. Its primary objective is to support individuals and families with modest to moderate incomes by providing accessible financing options for purchasing homes in qualifying rural regions.
FHA Mortgage Programs
Whether you're a first-time homebuyer or simply concerned about meeting financing criteria, an FHA loan offers straightforward and adaptable solutions. Streamlined approvals come with reduced credit score prerequisites and smaller down payment obligations, all while maintaining competitive interest rates.
WHAT OUR CUSTOMERS
ARE SAYING
Some of my clients, our greatest advocates, and their feedback speaks volumes about my commitment to excellence. Your results will vary and may not be typical. As a result of refinancing, your total finance charges may be higher over the life of the loan. Including closing costs or financing loan fees your total finance charges may be higher over the life of the loan. Reduction in payments may reflect longer loan terms and higher interest charges over the life of the loan. Applicant should not assume that any debt will be eliminated by refinancing since the debts are consolidated into a new loan.
When it comes to home financing, home buyers have many different options. There are mortgage brokers, banks, mortgage lenders, and credit unions and the differences can become quite confusing. So, what sets them apart and what choice is right for you?
This is one of the most common questions in the mortgage industry and it also has some of the most common misconceptions. It is often assumed that to use your current income you must be on the job for two full years to qualify for a mortgage.
When you start shopping for a home, one of the first steps is to get pre-approved for a mortgage. Often, a buyer will get pre-approvals from a few different lenders. When they do, they might be surprised to find that one lender preapproved them for a higher amount than the other. But, why?
MORTGAGE CALCULATOR
Copyright © 2023 | Mortgage Nerds, LLC DBA Home Loan Advisors -
Licensed to Do Business in the State of CO, FL, IA, MN, NC, OH, TX & WI | NMLS #1946237 North Carolina – B218254 | Ohio – RM.805090.000
For informational purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans subject to credit approval. While we strive to provide accurate figures, occasional errors may arise. Please note that rates and terms may be subject to change without prior notice. This information is not intended as a loan offer, nor does it specify terms for any particular loan. Approval is contingent upon meeting our underwriting criteria and fulfilling all required conditions.
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